When the At-Fault Driver is Uninsured
Car accident will always be awful. It could cause damages, injuries or even death. If you are living or driving in Manhattan, that is known best for its high population and traffic jam, there is a bigger risk for a traffic accident. It should be understood that no matter how careful you are; there are a lot of people with lack of driving skill or even without a license could make you a victim of an accident.
As the victim, you have a right to ask for compensation from the fault. The compensation usually covered by the car insurance. It is going to be another problem if the fault is underinsured or uninsured driver. Even though the State of New York laws requires that drivers should prove financial ability to pay for personal injury or property damage in the car accident of their fault by purchasing insurance, there are a lot of people ignored the laws and doesn’t have car insurance or chose to purchase the lowest insurance policy. As a result, the uninsured at-fault driver would unable to pay all the cost of the accident they are involved in.
When this case happened to you, you must be confuse who would pay all the damage and if any, medical injuries. It is not fair if you, as the victim must pay all the cost. There is a chance to pursue this claim to your own car insurance company though it is not going to be easy. Even though the insurance might have the obligation to pay all the expenses incurred by the accident, the case that the accident has uninsured at–fault driver could become the reason to delay, underpay or even deny the claim.
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